How much does a turnkey apartment fit-out cost in Warsaw in 2026?
If you have just collected the keys to your new apartment and are starting to think about finishing it, one of the first questions you type into Google is probably: “how much will it cost?”. And that’s where the problem starts – because the answer is: it depends. Not because companies want to hide something, but because a turnkey apartment fit-out in Warsaw is a complex process and its cost depends on dozens of factors. In this article, we explain what determines the final price of finishing a developer-standard apartment in 2026, and why it is worth asking for an individual quote rather than relying on general rates found online.
What affects the cost of an apartment fit-out in 2026?
Floor area and layout
It goes without saying – a larger apartment means more work and more materials. But floor area isn’t the only thing that matters. The layout of the rooms, the number of bathrooms, the size of the kitchen and the number of walls to be finished all affect the scope of work and the final cost. A 60 m² apartment with two bathrooms can cost more to finish than a 70 m² one with a single bathroom.
Finish standard and choice of materials
This is one of the biggest factors behind price differences in turnkey apartment fit-outs in Warsaw. Tiles at PLN 80/m² and large-format tiles at PLN 400/m² mean completely different budgets – and either option could be laid in the same apartment. The choice of finishing materials – taps and fittings, lighting, doors, flooring – has a huge impact on the overall cost of the project.
At Fitako, we order building materials – adhesives, mortars, plasterboard, profiles – and settle them on the basis of purchase invoices. Fixtures and fittings such as sanitaryware, taps or kitchen appliances are usually chosen and bought by clients themselves, although we can take care of this too if you prefer a complete service.
Scope of work
Finishing a developer-standard apartment in Warsaw is a completely different scope from renovating a resale apartment. In a developer-standard apartment, we start from scratch – skim coats, screeds, installations, bathroom, kitchen, floors, doors, painting. At Fitako, we deliver complete turnkey fit-outs, and if your project calls for natural stone, solid wood parquet or bespoke furniture, we work with trusted stonemasons, joiners and furniture makers and can coordinate the whole thing. One team, one point of contact, a complete service.
Location and access
Warsaw is a market of its own – labour rates are higher here than in smaller towns, but clients’ expectations and standards of workmanship are usually higher too. We work across Warsaw and within a 15 km radius – we know the local market, local suppliers and the realities of new-build developments in Warsaw.
Timescale
Tight deadlines can affect the price. If you need the work done quickly, it is worth mentioning this when you first ask for a quote.
Developer-standard condition – what does a turnkey fit-out include?
An apartment in developer-standard condition usually comes with bare walls, screeded floors, windows, an entrance door and basic installations. Everything else is the job of the fit-out company.
A complete fit-out of a developer-standard apartment in Warsaw usually includes levelling and preparing the walls, tiling in the bathroom and kitchen, laying floors, electrical and plumbing installations, fitting internal doors, plasterboard partitions and enclosures, painting, and installing taps, fittings and sanitaryware.
It’s a broad scope, which is why it is hard to give a single price – every apartment is different, and every client has different expectations of the standard.
Where is it not worth cutting corners?
Experience shows that there are areas where it pays to choose a higher standard, and others where you can find a sensible compromise. Quality of workmanship and supervision of the work are not the places to save money – mistakes made during the fit-out can be costly to put right after the fact.
That’s why at Fitako every project has a licensed site manager who oversees the work at every stage. It’s not just a guarantee of quality – it also gives peace of mind to clients, who don’t need to be on site every day.
A fixed price – why does it matter?
One of the biggest worries when finishing an apartment is that the price quoted at the start ends up very different from the one at the end. At Fitako, we work on the basis of a fixed price agreed in the contract – it does not change during the project unless you decide to change the scope of work yourself. This means you can plan your budget without any unpleasant surprises – whether you are finishing a studio flat or a large apartment in central Warsaw.
How much does a turnkey apartment fit-out cost in Warsaw – how can you find out?
As you can see, the cost of a turnkey apartment fit-out in Warsaw in 2026 depends on too many variables to give a single rate that holds true for every project. Floor area, standard of materials, scope of work, room layout – each of these affects the final figure.
The best next step is a free individual quote – once we have reviewed your design, floor area and expectations, we will prepare a specific proposal. No obligation, no hidden costs, with the full scope of work set out in the contract.
📩 Get in touch and tell us about your apartment – we will prepare a quote for finishing your developer-standard apartment, tailored to your project.
